Don't go in the water.....

.....unless you're a surfer. Then you won't go anyway, too trashy and no good breaks. About eight feet, and this is nine hours before peak winds.

Rip currents are very bad about now, but some parents were letting their kids play on the edge of the drop off at low tide.

That would be where the currents are strongest.

Just trying for a little pay back on the insurance costs, I guess.

After all, it's useless if you don't file a claim

Pretty stupid if you do.